Thursday, February 5, 2015

Indian banks' NPAs a concern to the Reserve Bank of India...not to be believed until denial.

  1. The gross NPAs to gross advances of India's scheduled commercial banks   increased from 3.4 per cent ( March 2013 ₹ 1,839 billion)to 4.1 per cent (March 20140- ₹ 2,511 billion)
  2. Net NPAs to net advances increased from 1.7 per cent to 2.2 per cent.
  3. Banks' ratio of restructured assets to gross advances stood at 5.9 per cent as of the end of March 2014, ( the restructured assets amounted to ₹ 3,579 billion).
  4. The total   loans which are not being recovered despite having become due, amounted to ₹ 6,090 billion as at the end of March 2014, as against total gross advances of ₹ 61,018 billion as on that date.
  5. The total capital amounted to only ₹ 7,278 billion as at end March 2014 and the total profits in 2013-14 were only  ₹ 722 billion during 2013-14.

Data from : "http://www.bis.org/review/r150109f.htm"

Without any risk or responsibility. 

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